Struggling with cost increases?

Let us help you manage your costs more efficiently!

Our Solutions

Want to enhance the health and well being
of your insured employees?

Let us help you find the right solutions!

Our Solutions

Want to adapt your benefit plans
to your insured's needs?

Let us help you innovate and bring the best solutions!

Our solutions

Want to simplify your administration
and save time?

Let us help you ease your administration!

Our solutions#economize

Our Approach



We earn your trust and guarantee your complete satisfaction with our unique approach based on the close relationship we cultivate with you in order to know you in depth.

With over 25 years in the group insurance industry, Terina's team is able to adapt your group insurance plan to your needs and reality. Through a personalized approach and a complete group insurance offering, we help you manage your costs while your insureds benefit from the appropriate plan.

We work with you and with you to offer innovative, evolutionary employee benefits plans adapted to your realities.

We defend your interests and those of your employees in all kind of situations.



about our services

Our Solutions

Since your employee benefits concerns are our priority, we will ensure we clearly understand your reality to provide you with the best possible solution.

Group Insurance

Managing a group insurance plan can be complex. Our team will help you clarify your options and propose the very best solutions. We will ensure that your plan is and remains competitive and beneficial, for both the employee and the employer. 

Group Retirement Plans

Our team will guide you so that you are able to provide your employees with the group pension plan design that works best with your company's needs and budget. Our expertise, combined with a wide range of available plans, will allow you and your employees to make the proper choices to reach your financial goals confidently.

Get the full diagnostic
of your group insurance plan for free

Ask for a Free Quote or Second Opinion
Without any obligations on your part.
Ask for a Free Quote or Second Opinion
Without any obligations on your part.